London Landlord Andrew Charalambous

Renting or buying a property in London in the UK is a very expensive task and large deposits will be needed to do either of this. The average London home is valued at £480,000 and the average monthly rental is currently around £2000 for a three bedroom property.

Managing to find something affordable that for a person on an average wage can be a tough task. It can take years to save for a deposit of around 20% or if you wish to rent a minimum of one months rent (around an average £1500)

Renting a property has some obstacles as there will be a number of checks that will need to be completed before you. Financial credit checks and references from people that know you will be needed as well as fees for paperwork.

One man, Andrew Charalambous is changing things the way this is done and his method makes a difficult process much less complicated. Andrew feels that people who need to claim housing  benefit are at a disadvantage and something should be done about it.

You can see the Andrew Charalambous official Youtube channel to see some of his videos.

His company makes this process much easier and tenants are not asked for deposits, references or any other financial check-ups. The company finds by doing this that the tenant has a better relationship with the property owner and late or non-payment of the monthly rent hardly happens. Andrew is currently the spokesperson for housing and the environment the United Kingdom Independent Party.

If you want to stay up to date with what Andrew Charalambous is doing you can visit his official pages with the latest news at The Andrew Charalambous Blog or the the official Andrew Charalambous Twitter page.

Important Facts to Know about Health Insurance

How can health insurance assistance you out? Being a financial investment, it is vital that people prioritize this cost in addition to lots of various other financial responsibilities. Health insurance coverage should exist to support you and your household in times when you need immediate wellness care. Consider it as a nest egg where you can become funds from to spend for the different expenses of clinical treatment, hospitalization, medicine, and also much more.

Facts about Health Insurance

There are numerous kinds of health insurance intends that you could acquire, and there are an equally many numbers of firms that offer such companies. It can be a little difficult to choose one that is appropriate for your spending plan, as well as tailor made to suit your wellness requirements of the employment law. Note that you don’t have to invest a tonne of money to be able to obtain insurance policy protection. There are methods by which you could make discount rates as well as conserve, while at the same time receiving top quality and trustworthy solutions from your insurance coverage supplier. All it takes is the best knowledge to be able to review your health insurance concerns as well as secure down your selection of the provider.

By this, this short article offers some interesting data that you may wish to bear in mind regarding health insurance strategies in the USA. Recognizing these essential notes will assist you to make a wise choice when it comes to choosing a prepare for you as well as your family members. Discussed below is likewise relevant information concerning the instructions that the health insurance system in the US is headed.

The number of individuals in the United States lack health insurance? No matter just how crucial it is to be covered, there is a significant portion of the population that has no sources to acquire their needed health plans. As the Centers for Disease Control, as well as Avoidance (CDC), reports, regarding 45 million people in the United States have no health insurance. And also that translates to about 15 percent of the populace. The Hispanics have the most variety of uninsured children as well as adults, which is concerning 32 percent of the entire Hispanic population. On another hand, 19 percent of the total African American populace does not have health insurance, as well as around 10 percent of all whites are without insurance too.

Overall Strategy:

If you are interested in recognizing, there specify states that contribute the most to the uninsured grown-up stats in the nation. If almost 20% of Americans aged 19 to 64 have no kind of health insurance, which mentions dramatically contribute to that number? To be a lot more accurate, Texas and New Mexico have almost a 3rd of the overall aged 19 to 64 population uninsured. On another end of the spectrum, Massachusetts has the least variety of without insurance grownups in that age, with only around 10 percent accounted by the Kaiser Health Foundation statistics.

The number of children in the United States lacks any health insurance card? This period is thought about as the small team, consisted of children matured 18 and also below. The CDC specified in a 2007 record that regarding 10 percent of the whole small population does not have health insurance. That implies that there are 7 million children out there who might not have the ability to obtain managed clinical therapy. Which states have one of the most variety of uninsured children? The Kaiser Health Structure accounts that Texas rates on top of the checklist, with about 22 percent of the ages 0 to 18 population having no health insurance. Massachusetts is still the state with the least number of uninsured youngsters, with only concerning 5 percent having no protection.

In regards to the efficiency of the insurer in the country, which are the ones that write the most variety of wellness plans? Since the year 2007, the National Organization of Insurance coverage Commissioners reports ten of the largest insurance companies in the US, on their market shares. Topping that checklist with around 12 percent of the market share is the United Health Group. Secondly is Well Point, Inc, having virtually 10 percent of the market share. The 3rd largest with 7.7 percent market share is the Kaiser Family Foundation. Blue Cross, which is among the earliest health insurance providers in the nation, ranks 9th, with a market share of 1.7 percent.


On the last note, just what does the American government intend to do in reaction to the ever before expanding health insurance demands of the nation? Among the greatest top priorities of the new Obama administration is to concentrate on revamping as well as additional creating the health insurance system in the United States. Concerning $150 billion is expected to be set aside for stipulation of more easily accessible and also much more budget-friendly health insurance alternatives for the population. In line with the economic crisis which led to the loss of over 7 million jobs, $25 billion will be made use of to cover for virtually 65 percent of health insurance premiums for these workers.

Important Facts about Health Insurance

To be able to response to the health requirements of children, it is anticipated that 5 million kids will indeed be granted health insurance, as $87 billion will certainly be for funding state health insurance programs, consisting of the SCHIP or State Children’s Health Insurance, which assists minors from reduced earnings family members as well. The rest of the funding will be for modernization of clinical facilities, consisting of access to records, in addition to study for illness such as cancer cells, Alzheimer’s, diabetic issues, and also heart disease.

Is European Health Insurance Card The Replacement For E111?

European-Health-Insurance-CardAny time you’re planning to travel within Europe either for holiday or business, it is very important that you ensure that your family is well covered. In the sad eventuality that you get involved in an accident or illness, you may find yourself facing huge medical bills in a foreign EU country. The European Health Insurance Card is your surest protection against all such; it enables you access medical attention in over 31 nations across Europe.  If you or anyone in your family requires urgent medical attention, you can always seek treatment at the host country’s equivalent of NHS.

  • The E111 was replaced by the European Health Insurance Card in 2006. People with E111 cards that are about to mature can renew their cards into valid EHIC. Here in the UK, the process of applying for a European Health Insurance Card is absolutely free, and can be done online on the UK government website. Usually, tourists visiting other EU countries would comfortably rely on E111 to cover them during travels, but this is no longer the case.
  • However, for someone who has never done this before, the process could be a bit tricky. There are agencies out there that help residents fill in their EHIC applications, check and ensure that all details are correct and everything in order, before submitting them. Such agencies do so for a small fee, and have great experience doing such. Usually, one just needs to fill an online form inclusive of their personal information, and NHS number.
  • It’s worth noting that the E111 cannot be used in any of the European economic Areas or in Switzerland. This is because with the promulgation of the EHIC, E111 was rendered redundant. It’s thus crucial that you upgrade and see to it that you’re on the safe side. With the European Health Insurance Card, you can always walk with your head held high anywhere across the EU.
  • You must however check the rules and regulations of EHIC in the EU country you plan to visit. Some countries will let you enjoy treatment at subsidized or lower costs, while others do so absolutely free. For instance in Romania, which is a EU country, one has to have been insured for a duration of not less than 5 years, before they are eligible to use their EHIC in the country. Thus before you travel, always take a moment to acquaint yourself with the host country’s rules and regulations regarding EHIC. You can read more information on and apply for the EHIC online if you like to take it with full advice as well.
  • Among some of the countries where EHIC is valid, include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Norway, Sweden, Netherlands, and so on so forth. Even Switzerland accepts the use of the European health insurance card despite it not being a member of the European Union.
  • Even as there are reports and indications that the UK may take longer to negotiate its exit for the EU, the use of EHIC is expected to be here with us for as long as one can see.

The European Health Insurance Card is your surest protection against all such; it enables you access medical attention in over 31 nations across Europe.

2016 – Top Electrical Contractors In London

Electrical-ContractorsLondon is a huge, cosmopolitan city and the need for electrical contractors keeps growing. Today, electrical contractors to help repair electrical faults in homes, businesses, install new gadgets like fire alarms, CCTV, Multimedia Integration, fitting power showers,  designing electrical systems for commercial entities; all these and many more make electrical contractors very sought after in London. When it comes to finding the best or the top electrical contractors in London, things get a bit tricky. This is because it all depends on what you are looking for, and what factors you are using as the yardstick to measure exactly which contractors are at the top there. You’ll have to ask yourself a few questions before deciding who is really the top contractor around;

  1. How skilled is the contractor; different electrical contractors have different skills and specialties. Some specialize in fixing display lights, power shortages, replacing fuse boards, fixing refrigerators and freezers, installing CCTV, and so on so forth. Others like SOS Electricals, one of the leading Contractors in London, offer all services under one roof.
  2. How experienced; being qualified is one thing; have experience is another. If you are after good electrical contractors worth finding a spot at the top should be highly experienced. For over 10 years, SOS Electricals has been in the frontline, offering quality electrical repair and installation services to Londoners. Our electricians are all rounded and capable of carrying out just any task, as long as it is electrical related.
  3. How reliable; people don’t just want a contractor who’s qualified and experienced, but also one who’s reliable. Someone who can undertake the client’s project, and complete it on time as agreed. Someone who can show up on short notice in case the client has an issue that needs to be checked out.

In Summary;

If you were to compile a list of the top 5 electrical contractors in London in 2016, SOS Electricals would surely rank among the first. We have the expertise, the experience, and professionalism to ensure that you’re always satisfied with our services.

Best Studio to hire in London fro your photography sessions

When you are looking for studios to hire in London, there are so many options for you. So how can you decide which to pick and hire for your requirements?

In this short post we will talk about the best place for hiring and why they are best! Now what is the name of the best studio in London?


It’s non other than 69 drops Studio which provides the best photo studio London you can see they have been in the business for so many years now and know how and what to provide when it comes to providing the best place for you all in London.

It’s very important when it comes to photography studios, you go to a place which has god lighting and a nice environment. Because otherwise your shooting could really be messed up and bad for you all.

More than a price, your goal should be hire a good place in London. That way you and all the people who comes for the shooting you must must always care about the people who participate on the work. They would only prefer to have a goof place.

See 69 drops Studio on Google Business